#62 Stop Overcomplicating Your Money! Jewlz, the Budget Nerd, Breaks It Down

Who Knew Budgeting Could Be Fun?!? This week, I’m sitting down with Jewlz the Budget Nerd (aka Julian Kohlbrand) to talk all things money, mindset, and making it work—without the stress.

We’re breaking down:

✅ Why 'budgeting' needs a rebrand (hello, spending plan!)

✅ The real key to financial freedom—hint: it’s not about restriction

✅ How to stop overcomplicating your money

✅ Navigating finances in relationships (because money fights suck)

✅ Teaching kids about money without making it boring

As always, we're keeping it real, relatable, and fun—because managing your money doesn’t have to be miserable. Listen now for simple, practical strategies you can start using today!

Who is Trish of Real Life With Trish? 

If you’re feeling stuck or wondering what’s next (in the very many roles we play), Trish Raap, Your Life Strategist, is here to help you figure out who you are and create a life you’re excited to wake up to—with her no-nonsense coaching, actionable steps, and real accountability.

Check out how Trish can help you at: ⁠⁠www.yourlifestrategist.com⁠

⁠ Don’t forget to snag her freebie: ⁠10 Questions That Will Change Your Life⁠—the whoa, really questions that turned her life right-side up.

Julian "Jewlz The Budget Nerd" Kohlbrand is on a mission to empower families to take control of their finances and reclaim their time. Through her coaching practice, podcast, and blog, she provides practical advice, actionable strategies, and unwavering support to help individuals and families achieve their financial dreams.

After studying personal finance for over 20 years (including a degree in Economics) and eliminating over $107,000 of consumer debt with her husband, she learned managing money is about more than numbers and spreadsheets. Developing a healthy relationship with money has ripple effects in other areas of life including your marriage, parenting, and work-life balance.

She also shares her wisdom and insight weekly as the host of The Debt Rebel Podcast: Personal Finance for Families. Available wherever you listen to podcasts.

Connect with Jewlz on her ⁠website⁠.

HUGE NEWS: Jewlz, God bless her, is giving you her “Debt Rebel Starter Kit” (normally $27) for FREE! She truly is such a giving person who wants to help people get out of debt, just like she did! Click here for more details. Wow! Just wow!

Keywords: money mindset, budgeting, financial freedom, spending plan, parenting, debt-free, money management, relationships, personal finance, life strategies

Chapters

00:00 Introduction to Jewlz and Her Journey

03:17 Overcoming Debt and Financial Challenges

05:51 Transforming Money Mindset

08:33 Navigating Couples' Financial Dynamics

11:29 Teaching Kids About Money

13:59 Future of Credit and Consumer Behavior

16:42 Final Thoughts and Resources

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#61 How Moms Make Time for True Fun in 2025 with Tara Moler